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Independent · 2026 edition

Secrets AI: What to Know Before You Try

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Secrets AI is a web-based platform where adults can chat with AI companions, generate custom images and videos, and even make voice calls. The site stands out with features like adaptive conversation, personalized memory, and exclusive "Shorts" mini-drama series updated weekly.

In this review, we cover the main features, available plans, and what it's actually like to interact with Secrets AI. We also highlight where the service impresses—and where it may fall short—so you can decide if it fits your interests.

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9.2/10
The verdict
  • Adaptive companions remember user details
  • Video and image generation included
  • Multiple languages and chat modes
  • No refunds for cancelled periods
  • Annual billing savings only on Premium

Secrets AI: What You Get

Secrets AI is a web-based platform where adults can interact with AI companions who remember personal details and adapt to each user’s unique way of chatting. Unlike generic chatbots, these companions offer more than just conversation: users can generate images and videos, plus make voice calls with their chosen characters. The platform also features "Shorts," which are mini-drama series starring the AI companions, with new episodes released weekly for ongoing entertainment.

The service is available in several languages, including English, German, Spanish, French, and Japanese. Users can try a free plan, which allows up to 20 messages per day, or opt for paid Premium and Ultimate plans for increased access. Secrets AI is operated at secrets.ai; the official ownership or company details are not prominently disclosed. This focus on adaptive, multimedia interaction sets it apart from standard chatbot experiences.

Secrets AI pricing screen
Secrets AI — Pricing

How to create your own character on Secrets AI

Say you want a character with a British accent and a unique backstory. Secrets AI’s character builder lets you craft exactly that, starting from scratch. You’ll begin by picking a gender and choosing between a realistic or anime-inspired style. Next, set the character’s physical features, name, age, and a location. The personality and background come after, allowing for a tailored experience.

The voice library is a standout feature: you can browse accents—like American, Irish, or French—and filter by voice style. If you change your mind later, the Character Studio allows edits to appearance, personality, and details, with the option to undo changes at any point.

  1. Choose gender and style (realistic or anime)
  2. Set appearance, name, age, and location
  3. Select a voice (accent and style)
  4. Define personality and background
  5. Decide on privacy: keep private, share, or submit for public listing (after review)

Your first custom character is free. Additional ones require 500 Moments. All options are available on every plan.

Who you can chat with

Is Voice Chat Available on Secrets AI?

Can you actually talk to your AI companion on Secrets AI, or is it all just text? The platform does support audio calls, so you can hear your companion's voice and have real-time conversations. These calls are available with any companion, and group audio calls are currently in beta for those who want to chat with more than one character at a time.

There are also options to choose different voices for your companion, adding a layer of personalization. Audio calls aren't free, though: each minute costs 50 Moments (also called tokens), and you'll need a paid plan to buy more Moments if you run out. If you're considering frequent voice chats, keep an eye on how quickly Moments can be used up. Voice chat may be a draw for some, but costs can add up if you spend a lot of time talking.

How Image and Video Generation Works

Secrets AI allows users to generate images and videos directly within chat or on a dedicated Generate page. To request an image, simply type a description in your chat with a companion, or use the separate generation tool. You can also edit images by providing text instructions. Creating an image costs 50 Moments, while higher-resolution (2K) images require 100 Moments. Video generation starts from images, with costs depending on resolution and length; for example, adult videos cost 600 Moments, and the exact price is shown before confirming.

Moments are the in-app currency (sometimes called tokens), and you need a paid subscription to buy more. Monthly Moments are granted to Premium and Ultimate plan holders, but these reset each month. The platform performs automated safety checks on all requests, so blocked image prompts are not charged. All generated characters are fictional adults, and explicit content is filtered according to safety guidelines.

Secrets AI pricing screen
Secrets AI — Pricing

Is Secrets AI free to use, or do you need to pay?

Curious if you can try Secrets AI without pulling out your credit card? The free tier does exist and gives you 20 messages per day, so you can test drive conversations with AI characters at no cost. However, there’s a catch: features like Moments (used for advanced interactions), video generation, group chats, and specialized chat modes aren’t available on the free plan.

If you find yourself hitting the daily message cap or wanting more creative tools, upgrading might be worth considering. Premium offers unlimited messaging and several extras, while Ultimate adds even more capacity and features. For casual chats, free could be enough, but heavier use or those wanting richer experiences will face limits quickly. Be aware that once you upgrade, cancelling stops future payments, but you keep your paid access until the current period ends.

What Content Is Allowed on Secrets AI?

Secrets AI permits adult conversations between fictional adults, as long as users follow the platform’s community guidelines. The service strictly forbids any content involving minors, real people without their consent, or other forms of illegal or harmful material. All characters featured in public listings must pass a review process to ensure compliance with the Terms of Service. Characters that do not meet these standards will not be listed publicly. This approach helps maintain a respectful and safe environment for users interested in AI companions. Keep in mind that the free plan’s message limit is connected to your device, and creating additional accounts does not bypass this restriction.

How to Cancel Your Secrets AI Subscription

Suppose you decide the Premium or Ultimate plan isn’t right for you. You can cancel auto-renewal at any time from your account settings on the official Secrets AI platform. After cancellation, your paid features—like unlimited messages, Moments, and advanced chat modes—stay active until your current billing period ends. Once your subscription runs out, your account automatically reverts to the Free plan, which allows 20 messages per day and removes access to Moments. Tokens or Moments from your paid plan don’t carry over. According to the help centre, cancelling does not provide a refund for the remainder of your billing period.

Is Secrets AI Worth Trying in 2026?

Wondering if Secrets AI justifies the investment? For adults interested in AI companions that adapt and remember details, the platform's mix of chat, voice, image, and video features is fairly robust. Those who enjoy interactive drama may appreciate the weekly 'Shorts' series, too. However, a key reservation is that some advanced features—like group chats and longer messages—require the pricier Ultimate plan. Since there’s a free tier (20 messages daily, no cost), we suggest starting there to see if the experience matches your expectations. Committing to a paid plan only makes sense if you find yourself hitting the limits or wanting more Moments and premium features.

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Questions & answers

Is it safe to pay on Secrets AI?

According to the official Secrets AI help centre, payments are processed securely using credit/debit cards (Visa, Mastercard, Discover), virtual debit cards, or cryptocurrency via NOWPayments. Card charges appear discreetly as 'S LABS INC' on statements. For extra security, users can also purchase prepaid subscription keys from G2A. We are an independent review site and do not handle payments.

Does Secrets AI remember conversations?

Yes, Secrets AI companions remember user details and adapt to your conversation style. The platform uses long-term memory for text chats, and users can view and manage what their companion remembers. Voice calls are transcribed and only the transcript is stored; audio is deleted after transcription.

Does Secrets AI have discounts?

Secrets AI offers discounts on annual Premium and Ultimate plans, with the Premium annual plan advertised as 'save 54%'. There are also occasional bonus Moments on purchases: +10% with Premium, +15% with Ultimate. Discount details may change, so always check the official site for the latest offers.

How many characters can I talk to on Secrets AI?

Users can chat with a catalogue of official companions and public community-made characters. You can also create custom characters—your first is free, and additional ones cost Moments. Group chats with 2–3 companions are available on the Ultimate plan. The total number of available characters may grow as users submit new creations.

How do I delete my Secrets AI account?

You can permanently delete your Secrets AI account from the account settings page after logging in on the official site. This action cannot be undone. For any issues, the official support email is [email protected]. We are an independent review site and do not have access to user accounts.