Secrets AI Cost Breakdown
Secrets AI offers a free plan with limited daily messages, plus Premium and Ultimate subscriptions ranging from $19.99 to $39.99 per month with discounts for annual billing. Some features use in-app currency called Moments, so keep an eye on usage and potential extra costs.
What each plan costs
Secrets AI offers three main plans: Free, Premium, and Ultimate. Monthly and annual billing are available for paid tiers, with a substantial discount for yearly payment. Prices may differ by region and can change over time.
| Plan | Monthly Price | Annual Price (paid up front) |
|---|---|---|
| Free | $0 | $0 |
| Premium | $19.99 | $109.99 (about $9.17/month) |
| Ultimate | $39.99 | $319.99 (about $26.67/month) |
Annual billing provides lower monthly rates. The Free plan is quite limited compared to paid subscriptions.
Inside the paid plans
Premium and Ultimate plans unlock higher message limits, advanced chat modes, and larger monthly grants of Moments (the in-app currency). Some features require spending Moments on top of your subscription:
- Unlimited messages (vs. 20/day on Free)
- Monthly Moments grant (8,000 on Premium, 15,000 on Ultimate)
- Advanced chat modes (S5, X-3)
- Time Travel to revisit or change past conversations
- Video and image generation, and image editing
- Audio calls (group calls in beta)
- Group chats, Personas, Lorebooks, proactive messages (Ultimate only)
- Buying extra Moments for character bundles or additional use
Moments are required for generating media, calls, and unlocking certain character content.
Accepted payment options
Secrets AI supports a range of payment methods, each with different privacy and renewal features.
| Method | Auto-renewal | Notes |
|---|---|---|
| Credit/Debit Card (Visa, MC, Discover) | Yes | Charges appear as "S LABS INC" |
| Virtual Debit Card | Yes | Discreet billing |
| Cryptocurrency (via NOWPayments) | Yes | 300+ coins, $20 minimum, support via Discord |
| G2A Prepaid Keys (3/12 months) | No | No auto-renewal; alternative if others fail |
Not all methods offer the same level of privacy. Prepaid keys do not auto-renew, so manual renewal is needed.
Stopping your subscription
All paid Secrets AI subscriptions auto-renew by default. You can cancel anytime; your account will keep paid features until the end of the current billing period, then revert to the Free plan. There are no refunds for unused time after cancellation. To avoid another charge, cancel before your renewal date. The official help centre or your original payment provider (like the web portal or G2A for prepaid keys) can guide you through cancellation if you need step-by-step help.
Refund policy
Secrets AI does not offer refunds for the current billing period if you cancel early. For any refund requests or issues, review the Terms of Service on the official website and contact support at [email protected] or through their help centre. If you paid with cryptocurrency and had a payment issue, support is also available via their Discord server.
Q&A
You can cancel your subscription anytime from your account page on the official Secrets AI website. Access continues until the end of your billing period, after which your account moves to the Free plan.
Premium is $19.99 per month and Ultimate is $39.99 per month. Annual billing reduces the monthly cost to about $9.17 for Premium and $26.67 for Ultimate.
No, Secrets AI does not refund unused time if you cancel during a billing period. For exceptional cases or payment issues, contact support through the official channels.
Some features, like media generation and character bundles, use Moments (in-app currency). Paid plans include a monthly Moments grant, but extra Moments must be purchased if you run out.
Secrets AI accepts credit and debit cards (except Amex), virtual debit cards, cryptocurrency (over 300 coins), and prepaid keys via G2A. Some methods do not auto-renew.