How Much Does Secrets AI Cost?
Quick answer: Secrets AI offers a free plan with 20 messages per day. Paid subscriptions start at $19.99/month for Premium and $39.99/month for Ultimate, with discounts for annual billing. Top-ups for extra Moments (the app's internal currency) are available to subscribers.
How Secrets AI credits work
Secrets AI uses an internal currency called Moments. These are used for image and video generation, audio calls, and buying extra character content. Subscribers receive a monthly allowance of Moments based on their plan, and can top up as needed. Free plan users cannot purchase extra Moments.
| Feature | Free | Premium | Ultimate |
|---|---|---|---|
| Monthly Moments allowance | 0 | 8,000 | 15,000 |
| Top-up Moments purchase | Not allowed | Allowed | Allowed |
| Example top-up price | N/A | 4,000 for $11.99 | 4,000 for $11.99 |
| Moments rollover | No | No | No |
| Unused purchased Moments expiry | N/A | No expiry | No expiry |
Top-up Moments never expire, but monthly grants do not roll over if unused.
Secrets AI plans and prices
Three main plans are available: Free, Premium, and Ultimate. Premium and Ultimate are offered with both monthly and annual billing options. The annual plans provide a significant discount versus paying monthly. Prices shown here are in USD and were current as of October 2026. Actual charges may differ depending on your country or currency, and can change over time.
| Plan | Monthly Price | Annual Price (billed yearly) |
|---|---|---|
| Free | $0 | $0 |
| Premium | $19.99 | $109.99 (about $9.17/month) |
| Ultimate | $39.99 | $319.99 (about $26.67/month) |
Always check the official website for the most up-to-date pricing.
What you pay for
Free users get 20 messages per day, access to S3 and S4 chat modes, and basic image and video features. Premium unlocks unlimited messages, S5 chat mode, Time Travel, video generation, more advanced memory, and 8,000 Moments per month for extras. Ultimate includes everything in Premium, plus group chats, Personas, Lorebooks, proactive companion messages, 2x message length, and 15,000 Moments per month.
Using Moments covers costs like generating images (50–100 Moments), editing images, making calls (50 Moments/minute), and generating videos (600+ Moments). Character bundles (extra companion photos and videos) also require Moments and a paid plan. If you run out of Moments, you can top up for an extra fee, but only if you have an active paid subscription.
Renewal and cancellation
All paid Secrets AI subscriptions renew automatically at the end of each period. If you wish to cancel, you can do so anytime through your account on the official website. Once cancelled, your subscription remains active until the end of the paid term, after which your account switches to the Free plan. Note that cancelling does not refund any part of the current billing cycle.
Short vs long commitment
Monthly plans let you try Secrets AI without a big upfront cost, while yearly plans offer a substantial saving if you plan to use the service long term.
| Plan Type | Upfront Cost | Monthly Equivalent | Flexibility | Discount vs Monthly |
|---|---|---|---|---|
| Monthly | Low | Full price | Cancel anytime | None |
| Yearly | Higher | Lower per month | Commit 12 mo. | Yes (up to 54%) |
Trying monthly first may be wise for new users.
Is Secrets AI worth the money?
Secrets AI's free plan lets you try its core features with some daily limits. For those who want unlimited conversations, advanced chat modes, video and group features, or extra image and video content, paid plans add clear value. The included monthly Moments help offset add-on costs, but heavy use of premium content will require top-ups. As always, whether it's worth it depends on your interest in AI companions and how much you use the paid features.
Q&A
No, Secrets AI does not offer refunds for unused portions of the current subscription period. Cancelling your plan will stop future renewals, but access continues until the end of your paid term.
Yes, the exact price you pay may vary based on your country, currency, and regional taxes or payment fees. Check the official site for current pricing in your location.
Yes, paying annually brings a significant discount compared to monthly billing—Premium can be as low as $9.17 per month with yearly payment.
Secrets AI accepts major credit/debit cards (Visa, Mastercard, Discover), most virtual debit cards, and over 300 cryptocurrencies via NOWPayments. American Express is not supported.
There are no hidden charges, but some features like extra Moments (for images, videos, calls, and bundles) cost extra beyond your monthly allowance if you use them a lot.